CashGap
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CashGap

CashGap is a UK working capital platform for sole traders and small businesses. We connect you to invoice advance, short-term loans, and card-sales finance through a panel of UK specialist lenders.

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Contact

  • hello@cashgap.co.uk

© 2026 CashGap · trading name of Voxa Automation Ltd, registered in England and Wales · Company No. 16984959 · ICO C1898737 · Registered office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.

CashGap is an unregulated commercial finance introducer. We are not authorised by the Financial Conduct Authority, are not a lender, and do not hold client money. FCA introducer disclosure available on request. Finance is arranged through third-party lenders who make their own credit decisions and set their own terms.

We may receive commission from a lender when an advance you submitted through CashGap is funded. This is disclosed before you submit an advance request and does not increase the fee you pay.

For UK sole traders & small businesses

Stop waiting 30 days to get paid.

Turn unpaid invoices into cash in 24 hours — from a panel of UK specialist lenders. Don't qualify for invoice advance? We'll match you to a short-term loan or card-sales finance instead. Connect Xero, Sage, QuickBooks, or FreeAgent in 60 seconds.

Get started freeSee how it works
  • No credit-check impact
  • Read-only access
  • Funds in 24 hours
  • Three lender products, one application
app.cashgap.co.uk/dashboard

Overview

Good afternoon

Available

£12,450

Pending

8

Funded in

24h

InvoiceStatusAmount
Inv-0142funded£3,200
Inv-0141pending£1,840
Inv-0140approved£5,950
Inv-0139funded£1,460
app.cashgap.co.uk/dashboard

Overview

Good afternoon

Available

£12,450

Pending

8

Funded in

24h

InvoiceStatusAmount
Inv-0142funded£3,200
Inv-0141pending£1,840
Inv-0140approved£5,950
Inv-0139funded£1,460

Works with your accounting software

  • Xero
  • Sage
  • QuickBooks
  • FreeAgent

We pull live invoice and accounting data — read-only, never write.

0h

From accepted application to funds in account

0

Lender products: invoice advance, short-term loans, card-sales finance

up to
0%

Advance rate on invoice advance

Working capital, faster

Three ways to fund your business.

One application. We match you to the product that fits your real numbers — invoice advance first, alternatives when it doesn't.

Hero product

Invoice Advance

Get up to 90% of an unpaid invoice value, in your account within 24 hours. From £2k to £100k per invoice. Repay when your customer pays you.

  • Same-day funding
  • No fixed contract
  • From £2k

When invoice advance doesn't fit

Short-term Loans

Flexible repayment over 3–24 months for businesses without qualifying invoices. Up to £250k. Decision in days, not weeks.

  • 3–24 months
  • Up to £250k
  • Sole traders welcome

For card-revenue businesses

Card-Sales Finance

Repay as a small percentage of your daily card sales. Built for retail, hospitality, and e-commerce businesses with regular card revenue.

  • Repay as you earn
  • Retail / hospitality / e-comm

See it in action

From invoice to cash in 24 hours.

Watch how CashGap turns an unpaid invoice into working capital — no calls, no paperwork, no waiting.

app.cashgap.co.uk/dashboard

Get started

Connect your accounting software

We pull invoice data via read-only OAuth. 60 seconds.

Xero
Sage
QuickBooks
FreeAgent
What we do with the connection
Read-only accessAES-256 encrypted60 second setup
Xero connected

Step 1 of 6·Connect your accounting software

Compare

Designed for sole traders the banks ignore.

What you getGoing to lenders directlyCashGap
One application across multiple lenders
Eligibility filter applied before lenders see you
Three product types from one accounting connection
No separate forms per lender
Matched to products that actually fit your numbers
Decision in 24 hours, not weeks

Early access

Join the waitlist.

Early users get priority onboarding and lower fees on their first three advances.

We'll never share your email. One-click unsubscribe.

Stop waiting on customers to pay.

Connect your accounting software in 60 seconds. We'll show you which working capital products you qualify for — no commitment, no credit-check impact.

Create a free account

CashGap is a trading name of Voxa Automation Ltd · Company No. 16984959 · ICO C1898737 · Registered office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.

Unregulated commercial finance introducer. Not authorised by the Financial Conduct Authority. Finance is arranged through third-party FCA-regulated lenders where required. FCA introducer disclosure available on request.