How CashGap works
CashGap is an introducer. We connect you with a panel of finance providers who can advance funds against the invoices your customers haven't paid yet.
Connect your accounting software
We use official OAuth with Xero, Sage Business Cloud, QuickBooks Online UK, and FreeAgent. CashGap only reads your invoices, customers and payment history — we never create, edit or delete data.
We check eligibility on every invoice
Our eligibility engine scores each outstanding invoice against our finance partners' criteria: invoice amount, customer type, payment history, and your business structure. We tell you exactly which invoices qualify and why.
You choose what to advance
Pick the invoices you want to advance. See the estimated funded amount and fee before you commit. No obligation to take any advance offered.
Lender funds you directly
We introduce you to the best-fit lender from our panel. They do their own credit decisioning and, if approved, pay funds into your bank account — typically within 24–48 hours.
Your customer pays as normal
Your customer pays their invoice to you on the usual terms. You settle with the lender. CashGap earns a commission from the lender on each funded deal — not from you.
What CashGap is not
CashGap does not lend money, does not offer credit, and does not make credit decisions. CashGap is not authorised by the Financial Conduct Authority. Finance is provided by our partner lenders on their own terms.